Overdraft Loan

An overdraft loan offers quick access to pre-approved funds, letting you borrow only what you need and pay interest only on the used amount. It’s a flexible financial tool for managing unexpected expenses, cash flow fluctuations, or urgent opportunities—helping you navigate your business’s uncertainties with confidence.
Overdraft Loan

‍

Currency KHR USD RMB THB
Loan term
  • Up to 12 months
Interest rate per annum
  • Competitive rate and subject to negotiation
Bank Service Charge
  • 1% of the loan amount (negotiable)
Commitment Fee
  • 1% or 0.084% per month of the unused loan amount.
Collateral
  • All types of real estate (hard/soft titles) within 25 provinces and cities in Cambodia
  • Fixed deposit within Canadia Bank
  • Third parties (corporate or bank guarantees)
Repayment Method
  • Monthly interest payment and pay off principal at maturity
Key Benefits
  • Fast approval process
  • Free of charge on property evaluation and legal fee
  • Free of charge on CBC checking
  • Increase working capital
  • Support business operations
  • Supports inventory acquisition and management
Requirements
  • For companies
  • The business or company must have been operating in Cambodia for at least 2 years with a positive income.
  • The company have to submit copies of the following documents:
    • Memorandum of Association (MOA)
    • Certificate of Registration
    • Valid patent or business license for the current tax year
    • Valid ID or passport of all shareholders
    • Financial statements for the last 2 years
    • Bank statements
    • Title deed
    • Additional supporting documents (e.g., invoices, purchase orders, supply agreements, leasing agreements, etc.)
  • For Individuals, submit copies of the following documents:
    • Valid National ID card or passport
    • Residential or family book
    • Title deed
    • Valid patent or business license for the current tax year
    • Bank statements
    • Additional supporting documents (e.g., invoices, purchase orders, supply agreements, leasing agreements, etc.)

The above Interest Rate and Terms & Conditions are subject to change at the Bank's sole discretion without any prior notice to customer.


Get in Touch

Contact Us

Overdraft Loan

At Canadia Bank, we understand that all companies are different. For more details on the conditions and requirements for our business offerings, please contact us directly or visit one of our branches to discuss more about the range of corporate loan offerings available and the various conditions.

Click here for our Loan Calculator

Simplify your everyday finances with the Canadia Bank App.
Download Canadia Bank App
Canadia Bank Plc.
No. 315, Ang Doung St. Corner Monivong Blvd,
Phnom Penh,
Cambodia
‍
SWIFT: CADIKHPP or CADIKHPPXXX
Patent TIN: L001-100046959
Personal BusinessDigitalNews
AboutCareersInternet BankingContact
Customer Service Hotline:
 (+855) 23 868 222

© 2025 Canadia Bank Plc.

Privacy Policy
DMCA.com Protection Status