POSITION DESCRIPTION
Review loan post-approval (purpose verification, 06-month collateral review, and annual review) and monitor collateral & pre-disbursement.
DUTY & RESPONSIBILITY
- Review loan purpose and Standard Credit Review of business units SME, Corporate & Strategic loans with aggregate O/S from USD 200,000 and any deviation from the credit review DOA for Branches / Business Units.
- Review loan DPDs < 90 days, any restructuring for normalized or capitalized.
- Monitor credit quality to study the crisis arising from problems with finding good solutions and action ensuring timeliness.
- Assesses the adequacy and adherence to loan policy and procedures and ensures that the loan portfolio complies with NBC regulations.
- Monitoring and evaluation with the branch's credit analyst for customer business or collateral location with the guidelines that have been put into practice by management.
- Provide support to senior officers in the credit review case to process and finalize the consolidated list for the Credit Committee's approval.
- Analyzing the customer's situation and making a recommendation to top management to mitigate risk management.
- Identifies lapses in documentation and conducts site visits of loans suspicious.
- Perform other duties as assigned.
QUALIFICATION
- At least 02 years' experience in the bank with a position such as Loan officer, Loan Analysis, Loan Control, etc.
- Bachelor of Business Administration, preferably in Finance and Banking or a related field.
- Good spoken/written English.
- Proficiency in Microsoft Office (Word, Excel, PowerPoint...)
- Highly motivated, committed, and good at communication.
How to apply
Interested and qualified applicants should submit your updated Cover Letter and CV stating the position applied for with your current photo (4x6) through hr@canadiabank.com.kh
