POSITION DESCRIPTION
To review all SME and consumer collaterals to ensure that the credit risk onboarded is within the bank risk appetite before providing the appropriate recommendation to management for a credit decision.
DUTY & RESPONSIBILITY
- Checking and reviewing all kinds of SME/Consumer collaterals requested from branches/Departments on property value/document.
- Participating in collateral policy/guideline with head of collateral management/assigned person.
- Participating with relevant departments and branches to site visit collaterals for analysis and evaluation.
- Providing the training/support to RO/RM in order to improve their capability.
- Participating in planning, organizing, leading, and controlling in the Collateral Management Department.
- Reviewing and updating the collateral book benchmark annually with the team.
- Perform other duties as assigned by management.
QUALIFICATION
- At least 1-2 years of experience in credit or lending with a bank or MFI.
- Bachelor's degree in business or finance and banking.
- The English language is workable.
- Computer literacy.
- Good personality/communication/teamwork
- Skill in problem solving and negotiation is advantageous.
- Can travel to the province for site visiting the customer's collateral.
- Work under pressure.
How to apply
Interested and qualified applicants should submit your updated Cover Letter and CV stating the position applied for with your current photo (4x6) through hr@canadiabank.com.kh