POSITION DESCRIPTION
The position is responsible for credit review on loan applications from business units before extending to a higher level for decision. The incumbent shall assist the credit manager in monitoring credit performance, including credit quality and control.
DUTY & RESPONSIBILITY
- Assign the application to the credit analyst under their own assigned team with a proper assessment of each workload and capacity to avoid prolonging decision turnaround time and ensuring the fairness and practical assignment to every credit analyst.
- Reassess and review the loan application submitted by the assigned credit analyst team to ensure the requirements are fulfilled and sound for decision-making.
- Provide a comment as well as a recommendation for every review loan before extending to a higher level for further decision.
- Proper and construction feedback to the under supervision team in any circumstance that requires to improve the team productivity and quality as an individual and the group.
- Directly communicate with the business unit and proposer for the necessary information to support their request if it is required.
- Assist and cover the daily operational as well as credit review in case the Consumer Credit Manager is absent or any circumstance may require.
- Keeping track of the quality and productivity of credit analysts under their own supervision and quickly reporting to a higher supervisor in the event finding potential fraud, suspicious activity, or a hint of fraud collaboration by any subordinators under their supervision.
- Join a visit and/or mission with a credit analyst for a site visit, subject to having the consent of a higher supervisor.
- Other assigned tasks by senior management.
QUALIFICATION
- A bachelor degree in banking and finance, economics, or business administration is required.
- At least 2 years of working experience in a credit analyst/loan officer or relevant fields.
- Ability to lead a team.
- Good speaking and writing in English.
- Good in computer MS Word and Excel.
- Highly motivated, committed, and good communication.
- Willing to work under pressure and overtime.
How to apply
Interested and qualified applicants should submit your updated Cover Letter and CV stating the position applied for with your current photo (4x6) through hr@canadiabank.com.kh
