Personal Loan for Corporate Payroll

Our Corporate Payroll Personal Loan caters to the financial needs of corporate employees with payroll accounts at Canadia Bank. This loan requires no collateral, and offers flexibility for expenses such as education, medical bills, home improvements, or unexpected costs.

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Features and Conditions
Interest rate per annum	16% for loan terms of 36 months or less 18% for loan terms exceeding 36 months
Loan amount	Up to 10-month salary or maximum of up to $20,000 or equivalent
Repayment method	Monthly principal plus interest
Loan term	Up to 60 months
Bank service charge	Minimum $50 or 2% of approval limit
Application fee	$3 per application
Prepayment charge	If the early settlement is made during the first half of the loan term (up to 24 months), a fee of 3% of the settlement amount will be charged. After this period, a fee of 1% will be charged if no 30-day advance notice is provided before the early settlement, whether it is partial or full.
Loan Repayment Schedule	Printed version is available at any Canadia Bank Branches (Not available for download on Canadia Bank App)
Loan Disbursement	Automatic disbursement to Employee Banking Account used for receiving salary
Loan Recall	- When MOU between organization and Canadia Bank is canceled - When borrower resigns from the current employer - When borrower breaches loan agreement terms and conditions - When the organization stops using Canadia Bank's payroll service
Requirements	- Valid National ID card/passport - Employee card - Employment Contract - Family Book/residential book - Guarantor and Sovannaphum life insurance coverage will be applicable if required - Age of borrower must be over 18 years old - Must have an employee banking account with Canadia Bank - Must be employed at the current company for over 1 year

The above Interest Rate and Terms & Conditions are subject to change at the Bank's sole discretion without any prior notice to customer.

For further information, please visit your nearest Canadia Bank branch or give us a call at (+855) 23 868 222.

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Personal Loan for Corporate Payroll

Get in Touch

Personal Loan for Corporate Payroll

Canadia Bank Plc.

Customer Service Hotline:

(+855) 23 868 222